A hit-and-run can leave victims wondering whether they have any legal options.
The answer depends on what happened and whether the responsible driver can be identified.
If the Driver Is Found
If police identify the driver, you may be able to pursue a claim against that driver’s liability insurance.
The driver may also face criminal consequences for leaving the scene, but a criminal case and a civil injury claim are separate matters.
If the Driver Is Never Found
Your own uninsured motorist coverage may become particularly important.
Mississippi’s uninsured motorist law specifically contemplates circumstances in which the owner or operator of the vehicle causing injury is unknown.
Your policy and the facts of the accident will determine how the claim proceeds.
Document Everything
Keep copies of:
- The police report
- Medical records
- Medical bills
- Vehicle repair estimates
- Photographs
- Witness information
- Insurance correspondence
- Employment records
If you miss work because of your injuries, document the time missed and lost income.
Your Injuries Still Matter
The fact that the other driver fled does not make your injuries less serious.
You may still face:
- Surgery
- Rehabilitation
- Lost wages
- Permanent impairment
- Pain
- Emotional distress
- Long-term medical treatment
Do Not Give Up Because the Other Driver Is Missing
Hit-and-run cases can feel hopeless.
But there may still be insurance coverage available.
Timbs Injury Law can review your insurance policy, investigate the circumstances of the crash, and determine whether an uninsured motorist claim may be appropriate.